Our Specialized Spendthrift Trust often provides greater protection for businesses, estates and individuals than an LLC or many other Trust structures.

The Specialized Spendthrift Trust asset provides protection for businesses, estates and individuals. The Trust has proven to withstand court judgements, tax liens, lawsuits, divorce claims, bankruptcies, levies and seizures when properly implemented and compliance is maintained. When properly structured, it can eliminate the need for a Will and bypasses state and federal probate. Trust assets are protected against creditors claims arising external to the Trust.

One of the most fundamental American rights is our right to financial privacy. Our copyrighted Specialized Spendthrift Trust facilitates the ability to maintain your financial affairs in total privacy, and paper trails are virtually eliminated.

When the inevitable happens, you need to make sure you control the distribution and/or preservation of your estate. To ensure your wishes are carried out, you need to provide instructions stating who is to receive your assets, how much and when. Naturally, you want this to happen with a minimum of fuss, legal costs and court costs plus tax. In essence that is what an estate plan is, however, good estate planning is much more than that and includes:

• Instructions for your care if you become disabled before you die
• Name a guardian and an inheritance manager for minor children
• Provide for family members with special needs without disrupting their entitlement to government benefits
• Provide for loved ones who might be irresponsible with money or who may need future protection from creditors or divorce
• Include life insurance to provide for your family at your death, disability income insurance to      replace your income if you cannot work due to illness or injury, and long-term care insurance to help pay for your care in case of an extended illness or injury
• Provide for the transfer of your business at your retirement, disability or death.
• Minimize taxes, court costs and unnecessary legal fees.
• Be an ongoing process and your plan should be reviewed and updated as your family and financial situations (and laws) change over your lifetime
• The good news is that, if you don't have an estate plan the government has one for you. The bad news is that you probably won't like it. Here are the likely scenarios with certain events that trigger your plan:

Death - if you die without an intentional estate plan, your assets will be distributed according to the probate laws in your state. In most cases, if you are married and have children, your spouse and children will each receive a share of your estate. This means your spouse would receive only a fraction of your estate, which may not be enough for them to live on. If you have minor children, the court will control their inheritance. If both parents die (i.e. in a car accident), the court will appoint a guardian without knowing who you would have chosen.

Disability - if your name is on the title of your assets and you can’t conduct business due to mental or physical incapacity, only a court appointee can sign for you. The court, not your family, will control how your assets are used to care for you through a conservatorship or guardianship (different terms are used in different states). The process can become lengthy, expensive, time consuming and it is open to the public which can all prove frustrating even if you recover your health.

Clearly, you would prefer that your affairs were kept private and managed by your family, not the courts. You also want to control the allocation of your assets and if you are survived by young children you would want to control who will be responsible in raising them. An estate plan lets you issue instructions.